Secure Your Future with Our Retirement Planning
Retirement planning is a critical aspect of financial planning. At Astra Worldwide, we recognize that everyone's retirement goalsand financial situations are unique.
Don't Wait to Plan Your Retirement
Over the course of three decades in retirement planning, we have consistently observed a significant issue: a lack of detailed understanding among clients regarding their existing plans.
Planning for retirement is a crucial journey that requires careful consideration and expert guidance.
How Astra Worldwide Can Guide You in Managing Your Retirement Plans
Astra Worldwide guides clients in managing their retirement plans, particularly when their existing pension arrangements are complex or challenging to navigate due to their busy schedules or unresponsive providers. We ensure that clients receive thorough support and transparent information, empowering them to make informed decisions about their financial futures.
Astra Worldwide are able to review whether the plans or savings arrangements are being effectively managed by the current provider. This approach ensures that our clients can fully enjoy their retirement years, with the confidence that their family is protected and there are ample funds for the times ahead.
Retirement planning for international employees and expats is a complex subject. It is also not helped by the multitude of sites offering advice on this subject with the goal of pushing a single product. For internationally mobile people working abroad or running a business, it is very unlikely that a single solution will be the answer.
At Astra Worldwide, we have been helping international employees and business owners for over three decades plan for retirement. We believe our approach is unique, as we understand every person is different. This means that before proposing solutions to help with retirement planning, we get to thoroughly understand our clients' needs and goals.
We also passionately believe that our independence helps to make sure our clients get the best solutions. Retirement planning for us starts with a thorough understanding of our clients' current assets, including existing plans they have already made for retirement. During our three decades of providing advice on retirement, one of the biggest issues we see day to day is how little clients know about the existing plans they already have.
Healthcare costs can be a significant factor in retirement planning.
We help you navigate the complexities of medical care, supplemental insurance options, and long-term care planning to ensure you have the coverage you need without compromising your financial stability.
We begin by conducting a comprehensive analysis of your current financial situation,
including income, expenses, assets, and liabilities.
This assessment helps us understand your unique circumstances and create
a tailored retirement plan that suits your goals and aspirations.
Income Planning
Health & Long Term Care
Investment Strategy
We work closely with you to design an investment strategy that aligns with
your risk tolerance, time horizon, and financial goals.
Our investment team and financial advisors will guide you through the process of building
a diversified investment portfolio that balances growth potential and risk mitigation.
Retirement Analysis
One of the key elements of a successful retirement plan is ensuring a
sustainable income stream throughout your retirement years.
We help you explore various income sources, such as Social Security benefits, pensions, investments,
and annuities to develop a strategy that maximizes your income while managing risks.
Effective tax planning is essential to optimize your retirement savings and minimize tax liabilities.
We provide guidance on tax-efficient investment strategies, retirement account withdrawals,
and potential tax credits and deductions that can enhance your overall financial picture.
Tax Planning
Ongoing Pension Management
We believe in making pension management easy to understand and navigate.
We break down complex concepts into simple terms, ensuring that you have
a clear understanding of your pension plan and investment options.
Healthcare costs can be a significant factor in retirement planning.
We help you navigate the complexities of medical care, supplemental insurance options, and long-term care planning to ensure you have the coverage you need without compromising your financial stability.
Health & Long Term Care
Investment Strategy
We work closely with you to design an investment strategy that aligns with
your risk tolerance, time horizon, and financial goals.
Our investment team and financial advisors will guide you through the process of building
a diversified investment portfolio that balances growth potential and risk mitigation.
Retirement Analysis
We begin by conducting a comprehensive analysis of your current financial situation,
including income, expenses, assets, and liabilities.
This assessment helps us understand your unique circumstances and create
a tailored retirement plan that suits your goals and aspirations.
Income Planning
One of the key elements of a successful retirement plan is ensuring a
sustainable income stream throughout your retirement years.
We help you explore various income sources, such as Social Security benefits, pensions, investments,
and annuities to develop a strategy that maximizes your income while managing risks.
Effective tax planning is essential to optimize your retirement savings and minimize tax liabilities.
We provide guidance on tax-efficient investment strategies, retirement account withdrawals,
and potential tax credits and deductions that can enhance your overall financial picture.
Tax Planning
Ongoing Pension Management
We believe in making pension management easy to understand and navigate.
We break down complex concepts into simple terms, ensuring that you have
a clear understanding of your pension plan and investment options.
We understand that every client is unique, and we devise solutions based on our clients' needs and goals. Our solutions consider a client's future retirement plans and what impact tax may have now and in the future.
Where a client has a partner or wife who will be part of that ‘retirement journey,’ we also consider if there are opportunities to split retirement assets to save tax later.